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Tuesday, April 23, 2024

Throughout previous stages of life, you might have become accustomed to keeping your financial matters fairly close to the chest. Now, however, would be a good time to start involving your family as you develop and effectuate your estate...

Monday, April 15, 2024

Now that you’re approaching retirement, your kids are most likely all grown, with financial plans and pressures of their own. This might make you reluctant to burden them with more information and decisions...

Thursday, April 4, 2024

Without knowing it, you may be part of the so-called "sandwich generation." These are people who find themselves at the life stage in which they are caught between raising their own kids while watching their parents grow older...

Monday, March 18, 2024

Are you on the brink of retirement or settling into your golden years? This chapter of your life can be exciting and rewarding, especially if you're well-prepared. One of the biggest concerns on your mind, however, is probably money...

Wednesday, March 6, 2024

Conversations about finances aren't exactly romantic, and budgeting can be a touchy subject, especially when you have different views about spending and saving. Before discussing how you'll handle your bills and other expenses, be sure...

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Monday, February 26, 2024

If you're like most retirees, running out of money is likely one of your biggest fears for your golden years. The good news is that careful planning and tax-efficient drawdown strategies can help you enjoy the lifestyle you've dreamed of...

Tuesday, February 20, 2024

Retirement is a significant milestone in life that, for many people, brings both excitement and apprehension. As you approach this phase, ensuring your financial health becomes paramount. It's the time when you should reap the fruits of...

Monday, February 12, 2024

Not every investment will be a winner, but a strategy called tax-loss harvesting can potentially lower your tax bill. It involves selling investments at a loss to secure capital gains that may be taxed at more favorable rates...

Monday, February 5, 2024

Even if retirement isn’t in your immediate future, saving and investing now can help you live comfortably after you’re done working. One of your most impactful opportunities to save, and even earn, over time is by investing in your 401(k).

Wednesday, January 17, 2024

From Hulu to Disney+, many households have come to rely on streaming services for convenient sources of home news and entertainment. While some subscriptions can enhance your daily routines and experiences, they can also sneakily erode...

Wednesday, January 3, 2024

The start of a new year is an ideal time to set financial goals. Maybe you're aiming to save more money this year or are prioritizing paying off debt. Whatever you're dreaming of for 2024 and beyond, here are some financial resolutions...

Monday, December 18, 2023

Hospital bills can be scary and overwhelming. If you owe medical debt, you're not alone. Studies show that 1/10 Americans owe medical debt. Let’s explore how to navigate often intimidating hospital bills and how to advocate for yourself...

Monday, December 11, 2023

If you're approaching retirement, you're probably already familiar with some common steps to help you save money, including contributing to your retirement savings plans and avoiding early withdrawals or overly conservative investing...

Wednesday, December 6, 2023

You’re most likely reading this on your phone—and with just a few more clicks, you can access the AdviceWorks® Client Access app! View your complete financial picture and engage with us, no matter where you are...

Monday, December 4, 2023

Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to nearly everyone...

Monday, November 27, 2023

At some point in their lives, most people will need some long-term care whether that's at an assisted living community or at-home medical care. When preparing for this future, it can be hard to know where to start...

Monday, November 6, 2023

Interest rates are the price tags for borrowing money. It's the extra amount you owe on top of the original loan. Dreaming of buying a home? Learn more about how changing interest rates can affect your mortgage payments...

Monday, October 23, 2023

A health savings account (HSA) is more than a way to pay for certain medical costs. It can be a tax-free vehicle for boosting your income for a financially rewarding retirement. Learn more about saving for medical expenses, and beyond...

Monday, October 9, 2023

According to the Education Data Initiative, the average annual cost of college per student, per year in the U.S., including books, supplies and living expenses is $36,436.1 The average cost of college has risen over 2% over the last decade.

Wednesday, October 4, 2023

Open enrollment is coming up soon, and it's important to know about all your insurance plan options before deciding which one is right for you. Two options you could have are an HSA and a PPO. When choosing between the two, you need to...

Tuesday, September 26, 2023

Just as it’s important to prepare for what happens if you pass away, you should consider the Social Security benefits that may be available if you are the survivor — the spouse, child or parent — of a worker who dies...

Friday, September 22, 2023

You’re invited to an exclusive conversation with Jeremy Siegel, professor, writer, Senior Economist with WisdomTree, and renowned expert on the economy and financial markets. Siegel’s research on the superior value of...

Friday, September 22, 2023

Transitioning into retirement can be both exciting and challenging. After years of hard work, you finally have the opportunity to relax and enjoy what are often called your “golden years.” This major life change often requires careful...

Tuesday, September 12, 2023

Conversations about money can be tense and uncomfortable, especially when it’s a conversation with your long-term partner or spouse. Money problems and miscommunications about finances can cause tension and lead to larger issues within a...

Thursday, September 7, 2023

Buying a car can be an exciting experience. Deciding what type of car fits your needs the best, picking out the features you have to have – all crucial decisions to make. But have you thought about how you’re going to finance this new car?

Monday, August 21, 2023

Have you considered downsizing? Although it’s common for people to think that “bigger is better,” it can be worthwhile to consider the pros and cons of downsizing and whether a smaller home can serve you, your lifestyle and your goals...

Monday, August 7, 2023

You already know that naming beneficiaries for your retirement accounts, life insurance policies and other assets is a critical component of estate planning. We want to call out a few common gaps we see in this process so you can avoid...

Monday, July 24, 2023

Did you know an estimated 70% of wealth passed down doesn’t make it past the second generation? Up to 90% disappears by the third generation. This is why proper financial education, and an established estate plan are important. Building...

Thursday, July 13, 2023

If you just started a new job or are preparing for life changes, it’s important to check in on your employee benefits. But what do “employee benefits” include? There are three overarching types: insurance benefits, retirement benefits...

Thursday, June 29, 2023

When preparing their estate plans, most people decide to leave their estate to one or a combination of three beneficiaries: their spouse, their children and/or charity. Understanding all the options available to you will help you...

Wednesday, June 14, 2023

Life insurance provides financial security in case of the death of the insured. If you have loved ones who depend on your income for support, you should strongly consider life insurance. Be sure you’re choosing a plan that works for you...

Thursday, June 8, 2023

Choosing a life insurance plan that works for your circumstances can feel like choosing from a seemingly endless array of options. Two of the biggest life insurance categories are “term” and “permanent” life insurance. Which type works...

Friday, June 2, 2023

Fluctuations in the stock market are inevitable, as national and global circumstances are constantly changing. The only thing you can control is your reaction, and how informed you are about trends in the market...

Tuesday, May 23, 2023

Gifting stocks can be a great idea. Whether you give one share, 100 shares, or even more, gifting a stock can help loved ones build their wealth. It can also be an ideal way to donate to the charity of your choice. It’s important to...

Monday, May 15, 2023

If you own a business, you may have already considered who will take over the company once you retire. As you know, this may include tasks like identifying and training potential replacements for key roles in the organization, as well as...

Tuesday, May 9, 2023

We all know there are various tactics for building long-term wealth. Paying off your mortgage early may be an option for some. However, focusing on investing money or paying off other debts first could be more beneficial...

Wednesday, May 3, 2023

Are the stocks you’re interested in buying more than you want to pay? Fractional shares allow individuals to purchase stocks using dollar amounts rather than number of shares. Fractional shares result from the following...

Thursday, April 27, 2023

Planning your retirement income distribution requires a multi-step strategy and budget for all of your income and spending expectations in retirement. For the most accurate plan that best reflects your financial circumstances, start with...

Monday, April 17, 2023

Do you know the difference between the two types of deferred compensation plans, and what to consider when making a deferred contribution? As you’re nearing retirement, it’s important that you use all the resources at your disposal...

Monday, April 10, 2023

The first step to take when building wealth is determining your net worth. Net worth is the total of your assets minus your liabilities. In other words, the value of everything you own, minus what you owe creditors...

Monday, April 3, 2023

At one time, retirement accounts were straightforward. These days, there are many retirement account options, leading to confusion and questions. Let’s review some key differences between sponsored and non-sponsored retirement accounts...

Monday, March 27, 2023

The financial situation you were in thirty years ago is far different from the financial situation you’re in now. You likely have different concerns and priorities. Here are a few considerations for clients around their 70s and beyond...

Monday, March 20, 2023

Let’s explore some basic information about financial aid opportunities that will be important to consider with the increasing cost of higher education. Please feel free to share with anyone you know who may find the information useful...

Monday, March 13, 2023

Roth IRAs are a highly recommended retirement account for a reason. These accounts were designed to empower middle-class Americans to save for retirement with a great incentive: tax-free withdrawal...

Thursday, March 9, 2023

As scammers continue to learn and evolve their tactics, so can you. Asking these questions can help you avoid becoming a victim...

Tuesday, March 7, 2023

This March 8, I hope you’ll join us in celebrating the wonderful achievements accomplished by women all over the globe and continue to uplift the women in your own lives and community...

Tuesday, February 28, 2023

It’s that time of year again and the April 15th deadline is right around the corner. As a reminder, you can file for a tax extension by submitting Form 4868 to the IRS. Here’s what you need to know about using this extension...

Tuesday, February 21, 2023

Have you worked for a company offering stock at a discount? Or do you know anyone who does? These can be solid assets to hold in your portfolio, but they’re not without some degree of complexity. We’ll give you the short and simple version.

Tuesday, February 14, 2023

Chances are your employer provides varying benefit plan incentives designed to help you save for retirement. All employer retirement plans fit into two main categories: qualified retirement plans and non-qualified retirement plans...

Monday, February 6, 2023

Although 401(k)s are typically included in financial planning conversations, it’s important to understand the ins and outs of how a 401(k) plan works...

Monday, January 23, 2023

Inflation doesn’t mean the end of a comfortable retirement for those who’ve planned, because we’ve been planning with inflation in mind. Here’s why:

Tuesday, January 17, 2023

Nice and cozy can turn to cabin fever in a hurry. We’ve been there and recommend these activities when it’s time to break up that winter monotony...

Monday, January 9, 2023

It takes hard work, time, and dedication to pursue your ideal financial future. Setting goals can help you carefully consider what you want your financial future to look like and help you work towards that. Here are a few helpful tips...

Friday, January 6, 2023

We have all heard bad financial advice at some point in our lives. These misconceptions seem small but end up doing more harm than good. Here are a few of the most common misconceptions we’ve heard repeated by clients...

Tuesday, November 15, 2022

The midterm elections have come and gone, and although the results don’t appear as one-sided as many predicted, it seems one party will narrowly take control of the House, while the Senate may hinge on a Georgia runoff.It's...

Tuesday, November 1, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Tuesday, October 11, 2022

If you have little experience with investing in stocks, bonds, or even real estate, it can be nerve-racking. You might feel like the slightest change in the stock market could have a negative impact on your investments and portfolio....

Tuesday, October 4, 2022

As a new parent, you have so much to think about in addition to having experiences you haven’t had before. It can be very overwhelming. You may have considered the cost of having a child and the increase in your regular expenses...

Tuesday, September 27, 2022

September 11-17 is National Assisted Living Week® (NALW)!This time provides us a rare chance to recognize the role of assisted living communities in caring for our community's seniors and individuals with disabilities.And if you...

Monday, August 22, 2022

This article is a good reminder of a phrase we have all heard. Read on to discover more about diversification in your investment portfolio.

Thursday, June 16, 2022

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday, formally recognized by the state of Texas in 1980, has continued to spread to the rest of the...

Wednesday, May 18, 2022

Wednesday, May 11, 2022

Thursday, May 5, 2022

Tuesday, April 26, 2022

Tuesday, March 29, 2022

Tuesday, March 22, 2022

Tuesday, March 15, 2022

Monday, March 14, 2022

Friday, March 11, 2022

Friday, April 19, 2019

Ancient Chinese merchants are said to have developed a unique way to manage their risk. They would divide their shipments among several different vessels. That way, if one ship were to sink or be attacked by pirates, the rest stood a...