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Thursday, May 14, 2026

If you’ve ever had a conversation with a child about money, you know that financial literacy doesn’t start with complex strategies or spreadsheets. It begins much earlier, shaped by everyday habits, conversations, and examples children...

Wednesday, May 6, 2026

Many people spend years preparing financially for retirement, yet postpone conversations with family about what those plans will actually mean. When discussions are delayed, they often happen during moments of stress, such as after a...

Tuesday, April 28, 2026

Whether wealth is accumulated recently through a business, career, or liquidity event, or built gradually over decades, a meaningful legacy does not happen by accident. Assets alone do not ensure continuity. Without education, structure...

Thursday, April 23, 2026

Retirement often brings a clearer perspective and more time to reflect on what truly matters. For many retirees, that includes family, legacy, and the desire to leave something meaningful behind. While wealth can be transferred through...

Tuesday, April 7, 2026

Teaching kids about money can feel intimidating, especially when you’re still navigating your own financial decisions. But the foundation for lifelong financial confidence starts with everyday habits, conversations, and examples that...

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Wednesday, April 1, 2026

As retirement approaches, most people focus on the financial transition ahead—shifting from saving to spending, managing income, and planning for longevity. For many retirees, this transition can also coincide with shifting family roles...

Thursday, March 26, 2026

We all know that April 15 is the end of tax preparation season and the annual deadline for completing and filing your return. As important as proper tax prep is, some see it as part of a broader year-round strategy, which includes...

Monday, March 16, 2026

Retirement isn’t the end of planning; it’s the start of a new chapter called the distribution phase. This stage focuses on preserving savings, creating reliable income, and preparing for surprises. With the right habits, you can enjoy...

Thursday, March 12, 2026

Retirement marks a new chapter, one that often requires a shift in both strategy and mindset. After decades of saving, moving into the distribution phase can feel overwhelming. The good news? With the right habits, you can approach this...

Wednesday, March 4, 2026

Earning more throughout your career doesn’t guarantee wealth. Without strong habits, spending often rises alongside income, leaving little progress toward long-term goals. True financial growth comes from consistent, intentional choices...

Tuesday, February 24, 2026

Building wealth is an incredible achievement but preserving it for future generations requires intentional habits. Without structure and foresight, decades of effort can erode quickly due to market risks, taxes, or family conflict...

Wednesday, February 18, 2026

Retirement isn’t the finish line for planning—it’s the start of a new phase called the distribution stage. This stage focuses on preserving savings, creating reliable income, and preparing for the unexpected. With the right habits, you...

Thursday, February 12, 2026

Retirement is an exciting milestone, but it often comes with big changes, both in your finances and your mindset. After years of building wealth, shifting from saving to spending can feel unfamiliar. The good news? With a few practical...

Wednesday, February 4, 2026

Many people believe that higher income automatically leads to wealth, but without strong habits, spending often grows just as fast. Building wealth is less about big wins and more about consistent choices that compound over time...

Tuesday, January 27, 2026

Building wealth is a significant achievement but preserving it for future generations often requires a different mindset. Wealth that takes decades to accumulate can erode quickly without foresight, discipline, and structure...

Wednesday, January 21, 2026

Retiring does not signal the end of retirement planning. It’s the beginning of a new phase of planning, known as the distribution phase. This stage requires discipline, awareness, and new habits that focus on preserving savings, creating...

Monday, January 12, 2026

After decades of building wealth, shifting from accumulation to distribution can be challenging and is often accompanied by questions and uncertainty. You’re not just changing your financial strategy. You’re changing a mindset...

Wednesday, January 7, 2026

Many people assume that once their income starts to rise, wealth will naturally follow. But the reality is that higher earnings don’t guarantee financial growth. Without effective habits in place, it’s easy for spending to expand right...

Monday, December 22, 2025

Year-end planning is a powerful opportunity to make strategic decisions that protect your wealth, reduce your tax burden, and strengthen your legacy. Whether you're focused on investment growth, charitable giving, or estate planning...

Wednesday, December 17, 2025

As the year comes to a close, it’s a great time to reflect on your financial progress and make strategic updates to your retirement plan. These six key areas can help you finish the year strong and step into the next with confidence...

Wednesday, December 10, 2025

As the year ends, it’s a great time to check in on your retirement strategy, especially if you’re approaching your final working years. This transition is more than just a financial shift; it’s a lifestyle change...

Wednesday, December 3, 2025

Your peak earning years are a powerful time to build financial momentum—but it takes more than income. Strategic planning and informed decisions are key. As the year ends, consider these five areas to strengthen your financial foundation...

Monday, November 24, 2025

As the year winds down, it’s the perfect time to take strategic action to preserve your wealth, optimize your tax exposure, and build a lasting legacy. Whether you're focused on growing investments, giving with intention, or preparing...

Wednesday, November 19, 2025

As the year winds down, it’s the perfect time to take stock of your retirement strategy and make adjustments that can set you up for long-term success. Whether you're nearing retirement or already enjoying it, these year-end planning...

Wednesday, November 12, 2025

As the year winds down, it’s the perfect time to revisit your retirement strategy—especially if you’re nearing retirement. This transition from saving to spending is one of the most important financial shifts you’ll make...

Wednesday, November 5, 2025

As your peak earning years unfold, now is the time to turn income into lasting financial momentum. The end of the year offers a strategic opportunity to review your finances and take action. Here are five key areas to focus on...

Tuesday, October 28, 2025

Year-end planning can help you to make deliberate, strategic moves that preserve your wealth, optimize your tax exposure, and create a lasting legacy. Whether you are preserving wealth for the future, growing your investments, or giving...

Wednesday, October 22, 2025

As the year comes to a close, it’s an ideal time to assess your financial situation and make adjustments for a strong transition into the next phase, especially as you approach retirement. This article will guide you through key year-end...

Wednesday, October 15, 2025

As the year wraps up, it’s a powerful time to check in on your retirement strategy, especially if you’re approaching your final working years or actual retirement date. This transition can be one of the most significant shifts in your...

Tuesday, October 7, 2025

Your peak earning years bring with them a powerful opportunity: the chance to build real financial momentum. But that momentum doesn’t come from income alone. It also comes from planning, strategic guidance, and informed decision making...

Tuesday, September 23, 2025

Managing wealth for high-net-worth households involves more than just focusing on investments and returns. As your estate grows, the complexity of managing it increases, requiring a broader set of strategies...

Tuesday, September 16, 2025

Retirement should be a time of stability, enjoyment, and freedom—but rising costs can potentially put a strain on even the most carefully planned budget. With thoughtful planning and tailored strategies, you can reduce inflation risk and...

Wednesday, September 10, 2025

Even the most well-planned retirement can be disrupted by unforeseen expenses. Many retirees underestimate how unpredictable certain costs can be—and how easily they can derail an otherwise sound financial strategy...

Wednesday, September 3, 2025

While it may not be as exciting as investment planning or retirement strategies, insurance is a powerful and often underappreciated tool in financial planning. It functions both as a safeguard and a strategic pillar for protecting your...

Monday, August 25, 2025

In the realm of high-net-worth wealth management, traditional investment strategies alone may not suffice. As your estate grows, so does the complexity of managing it. This is where insurance and risk management come into play, offering...

Monday, August 18, 2025

Retirement should be a time of stability, enjoyment, and freedom—but rising costs can potentially put a strain on even the most carefully planned budget. With thoughtful planning and tailored strategies, you can reduce inflation risk and...

Monday, August 11, 2025

Even the most well-planned retirement can be disrupted by unforeseen expenses. Many retirees underestimate how unpredictable certain costs can be—and how easily they can derail an otherwise sound financial strategy...

Wednesday, August 6, 2025

Insurance is a powerful and often underappreciated tool in financial planning. It functions both as a safeguard and a strategic pillar for protecting your income, assets, and legacy goals. With a better understanding of what insurance...

Monday, July 28, 2025

While traditional wealth management tends to focus on investments and returns, planning for high-net-worth households must address a broader set of variables. From liability exposure to tax considerations and generational wealth transfer...

Monday, July 21, 2025

Retirement should be a time of stability, enjoyment, and freedom—but rising costs can potentially put a strain on even the most carefully planned budget. With thoughtful planning and tailored strategies, you can reduce inflation risk and...

Monday, July 14, 2025

Even the most well-planned retirement can be disrupted by unforeseen expenses. Many retirees underestimate how unpredictable certain costs can be—and how easily they can derail an otherwise sound financial strategy...

Monday, July 7, 2025

While it may not be as exciting or as prominent as investment planning or retirement strategies, insurance is a powerful and often an underappreciated tool in financial planning. Insurance can function both as a safeguard and a strategic...

Monday, June 23, 2025

Today’s financial landscape is filled with opportunities, but many people still believe that building wealth through investing requires a rigid, one-size-fits-all approach. In reality, investing is a deeply personal process that should...

Monday, June 16, 2025

Retirement should be a time to enjoy the fruits of years of hard work and preparation, but when it comes to Social Security, many people have more questions than answers. From figuring out the best time to claim...

Monday, June 9, 2025

Realizing you have less saved for retirement than you think you’ll need can be concerning. Despite potential setbacks like supporting children through college or managing unexpected expenses, it's never too late to take action...

Wednesday, June 4, 2025

Building wealth in today's economy may feel like an uphill battle. Housing, utilities, and daily expenses keep climbing, making it challenging to cover essential costs and still have money left over...

Tuesday, May 27, 2025

Today’s financial landscape is rich with opportunities, but many still believe in following a ‘cookie-cutter’ approach to investing and building wealth. In truth, investing should be a personalized process, shaped by your goals, values...

Monday, May 19, 2025

When it comes to Social Security, many people have more questions than answers. By separating facts from fiction, you can make more informed decisions about your retirement planning...

Monday, May 12, 2025

Realizing you have less saved for retirement than you need or hoped for can trigger concern about the future. The good news is, there’s always time to take strategic steps forward...

Wednesday, May 7, 2025

Building wealth in today’s economy may feel challenging due to rising costs amid inflation. However, with intentional planning and consistent effort, you could still make meaningful progress toward your financial goals...

Monday, April 28, 2025

Today’s financial landscape offers a wealth of opportunities, but the misconception persists that wealth-building requires a rigid, one-size-fits-all approach to investing. In reality, investing should be a personalized process that...

Monday, April 21, 2025

Retirement should be a time to enjoy the fruits of years of hard work and preparation, but when it comes to Social Security, many people have more questions than answers. When trying to discern when to claim, how benefits are calculated...

Monday, April 14, 2025

Realizing you have less saved for retirement than you need or hoped for can trigger concern about the future. You want your golden years to play out a certain way—whether that’s traveling, spending more time with family, pursuing hobbies...

Monday, April 7, 2025

In today’s discourse about how to build wealth, a common refrain often emerges: It’s not possible nowadays. With rising housing costs and inflation affecting everything from utility bills to daily essentials, setting aside extra savings...

Monday, March 24, 2025

As you grow and manage your assets, you might start looking for ways to maximize returns while minimizing the taxes you owe. Tax-efficient investment strategies may help you keep more of your money and stay on track for the future you’ve...

Tuesday, March 18, 2025

Managing income during retirement is often less straightforward than it was during working years. Instead of accumulating wealth, you’re now spending that hard-earned nest egg. By implementing effective tax strategies...

Monday, March 10, 2025

As retirement approaches, it's time to think about shifting your focus from accumulation to spending. A well-planned, tax-efficient retirement withdrawal strategy can help you make the most of your assets and set the stage for a...

Wednesday, March 5, 2025

Even small decisions can have a big impact on your financial situation. By understanding your cash flow and taking a tax-smart approach, you can help make your money work harder toward your long-term goals...

Monday, February 24, 2025

As you grow and manage your wealth, consider these five tax-efficient investment strategies that could help optimize returns and minimize your tax burden: Strategic account selection, tax-efficient asset utilization, capital gains...

Tuesday, February 18, 2025

During your golden years, you’ll likely find that managing your income looks different than it once did. By implementing effective tax strategies, you can potentially reduce your tax burden and make your hard-earned savings last longer...

Tuesday, February 11, 2025

It is once again the time of year to begin preparing for tax filings. Pershing, a BNY Mellon company, provides tax reporting on our behalf. The mailing date of your Form 1099 depends on the types of holdings in your account. The...

Monday, February 10, 2025

As you transition into retirement, your financial focus will likely shift from building your savings to managing your spending. A tax-efficient withdrawal strategy can help you maximize your assets and enjoy a fulfilling retirement...

Monday, February 3, 2025

Financial stability often hinges on consistent, strategic decisions. By understanding your cash flow and approaching it with a tax-intelligent mindset, you can help maximize your money’s potential and move closer to long-term goals...

Wednesday, January 29, 2025

As you build and manage your wealth, you may find yourself seeking ways to optimize your investment returns while minimizing your tax burden. By understanding how to build a tax-efficient investment strategy, you can make an effort to...

Wednesday, January 22, 2025

During your golden years, you may find that managing your income isn’t as straightforward as it once was. One of the keys to enjoying this new phase of life is implementing effective tax strategies for retirement...

Monday, January 13, 2025

As you near retirement, it’s time to start thinking about the next chapter of your financial journey. After years of saving and investing, shifting from accumulation to spending can feel uncomfortable...

Wednesday, January 8, 2025

When it comes to managing your finances, even small decisions can make a big difference. By understanding your cash flow and approaching it with a strategic, tax-intelligent mindset, you can make your money work harder for you and move...

Monday, December 23, 2024

Are you interested in a lasting impact on causes you care about while also unlocking potential tax benefits? Charitable trusts might be the solution. These powerful financial vehicles offer a unique means to align your philanthropic and...

Monday, December 16, 2024

As you enter retirement, you may find yourself with more time on your hands and a desire to make a meaningful impact. However, your changing financial situation might affect your ability to give monetarily at the same level you once did...

Monday, December 9, 2024

As you approach retirement, you may find yourself reflecting on the legacy you'll leave behind. In addition to accumulating wealth, you might have a desire to leave a positive mark on the world...

Wednesday, December 4, 2024

What if you could grow your wealth while contributing to a better world? Socially responsible investing (SRI), also known as impact investing, can help position you to do just that...

Monday, November 25, 2024

Imagine creating a lasting legacy that supports the causes you care about while also unlocking potential benefits for you and your loved ones. Charitable trusts offer a unique opportunity to do both...

Monday, November 18, 2024

As you enter retirement, you may find yourself with more free time and a desire to make a meaningful impact. While your new financial situation might affect your ability to give monetarily, retirement opens up new possibilities for...

Wednesday, November 13, 2024

As you near retirement, you may start considering the legacy you'll leave behind. In addition to accumulating wealth, you might have a desire to positively impact the world. Sustainable investing offers a way to pursue both goals...

Wednesday, November 6, 2024

Imagine growing your wealth while also making a positive impact on the world. Socially responsible investing (SRI), or impact investing, allows you to achieve this by focusing on companies that prioritize environmental sustainability...

Tuesday, October 22, 2024

Balancing philanthropic goals with financial planning can be a complex yet rewarding endeavor. One strategy that has gained popularity among those looking to make a lasting impact, while potentially reaping tax benefits, is...

Monday, October 14, 2024

After dedicating years of your life to your career, you might be wondering what to do in retirement. At the same time, your financial situation has likely changed now that you’re retired. Considering these changes...

Thursday, October 10, 2024

As you approach retirement, you may find yourself thinking about the legacy you want to leave behind. For many, this isn't just about passing wealth on to loved ones—it's about positively impacting the world around them...

Friday, October 4, 2024

Imagine not only growing your wealth but also contributing to a healthier planet, promoting social justice, and encouraging ethical business practices. It might not be a concept you’ve explored, but it’s entirely possible—and...

Monday, September 23, 2024

Most people view retirement as a new stage of life, which, for most people, is only partly true. Your retirement years might actually look like three distinct stages, instead of one. These stages are largely dependent on your health and...

Friday, September 13, 2024

You know the importance of saving for retirement. But what is the best way to do it? Is it just a matter of hoarding money in a separate savings account? Or should you rely on a workplace or state pension plan?...

Wednesday, September 4, 2024

Most people have at least heard of two prevalent types of retirement plans: the 401(k) and the IRA. Deciding which is appropriate for you, however, is another story. Having a basic understanding of these two types of retirement accounts...

Tuesday, August 27, 2024

Estate planning, or legacy planning, can play a critical role in your ability to save for and shape your family’s financial future. While most people think of estate planning as something to be addressed later in life, in truth, estate...

Thursday, August 22, 2024

Most people view retirement as a new stage of life, which, for most people, is only partly true. Your retirement years might actually look like three distinct stages, instead of one. These stages are largely dependent on your health and...

Monday, August 12, 2024

The journey to and throughout retirement requires planning and strategy. Here are six powerful tax and investment strategies you can leverage to help you save and pursue your goals for retirement...

Monday, August 5, 2024

This is an age-old question clients ask all the time. Let’s help settle this debate by explaining and comparing two of the most popular ways to save for retirement—the 401(k) plan and the IRA (Individual Retirement Account)...

Monday, July 22, 2024

Estate or legacy planning is a vital way to help you plan for your family’s future. It involves two steps; making legally effective arrangements to preserve your wealth and employing effective strategies for transferring your wealth...

Thursday, July 18, 2024

Beginning this month, France will welcome nearly 15,000 of the world’s most accomplished athletes to Paris to compete in the 2024 Summer Olympic and Paralympic Games, which will be held from July through September...

Tuesday, July 9, 2024

For investors nearing retirement, catch-up contributions can potentially make the difference between an uncertain financial future and a comfortable retirement. What are catch-up contributions? Catch-up contributions are the additional...

Monday, June 24, 2024

In the middle of all your exciting plans for retirement, one further task is planning your estate with your family. Start to think about how best to engage with your kids in discussions concerning your financial legacy...

Monday, June 10, 2024

You've built a solid foundation for wealth and are moving closer to retirement. Your kids are adults with financial pressures and goals of their own, and your parents, if living, are advanced in their years...

Wednesday, June 5, 2024

If you find yourself simultaneously raising your own children while tending to your parents as they grow older, you’re not alone. Often aptly referred to as “the sandwich generation,” it’s at this unique stage that you're sandwiched...

Wednesday, May 29, 2024

Throughout previous stages of life, you might have become accustomed to keeping your financial matters fairly close to the chest. Now, however, would be a good time to start involving your family as you develop and effectuate your estate...

Monday, May 20, 2024

Now that you’re approaching retirement, your kids are most likely all grown, with financial plans and pressures of their own. This might make you reluctant to burden them with more information and decisions...

Monday, May 6, 2024

Without knowing it, you may be part of the so-called "sandwich generation." These are people who find themselves at the life stage in which they are caught between raising their own kids while watching their parents grow older...

Tuesday, April 23, 2024

Throughout previous stages of life, you might have become accustomed to keeping your financial matters fairly close to the chest. Now, however, would be a good time to start involving your family as you develop and effectuate your estate...

Monday, April 15, 2024

Now that you’re approaching retirement, your kids are most likely all grown, with financial plans and pressures of their own. This might make you reluctant to burden them with more information and decisions...

Thursday, April 4, 2024

Without knowing it, you may be part of the so-called "sandwich generation." These are people who find themselves at the life stage in which they are caught between raising their own kids while watching their parents grow older...

Monday, March 18, 2024

Are you on the brink of retirement or settling into your golden years? This chapter of your life can be exciting and rewarding, especially if you're well-prepared. One of the biggest concerns on your mind, however, is probably money...

Wednesday, March 6, 2024

Conversations about finances aren't exactly romantic, and budgeting can be a touchy subject, especially when you have different views about spending and saving. Before discussing how you'll handle your bills and other expenses, be sure...

Monday, February 26, 2024

If you're like most retirees, running out of money is likely one of your biggest fears for your golden years. The good news is that careful planning and tax-efficient drawdown strategies can help you enjoy the lifestyle you've dreamed of...

Tuesday, February 20, 2024

Retirement is a significant milestone in life that, for many people, brings both excitement and apprehension. As you approach this phase, ensuring your financial health becomes paramount. It's the time when you should reap the fruits of...

Monday, February 12, 2024

Not every investment will be a winner, but a strategy called tax-loss harvesting can potentially lower your tax bill. It involves selling investments at a loss to secure capital gains that may be taxed at more favorable rates...

Monday, February 5, 2024

Even if retirement isn’t in your immediate future, saving and investing now can help you live comfortably after you’re done working. One of your most impactful opportunities to save, and even earn, over time is by investing in your 401(k).

Wednesday, January 17, 2024

From Hulu to Disney+, many households have come to rely on streaming services for convenient sources of home news and entertainment. While some subscriptions can enhance your daily routines and experiences, they can also sneakily erode...

Wednesday, January 3, 2024

The start of a new year is an ideal time to set financial goals. Maybe you're aiming to save more money this year or are prioritizing paying off debt. Whatever you're dreaming of for 2024 and beyond, here are some financial resolutions...

Monday, December 18, 2023

Hospital bills can be scary and overwhelming. If you owe medical debt, you're not alone. Studies show that 1/10 Americans owe medical debt. Let’s explore how to navigate often intimidating hospital bills and how to advocate for yourself...

Monday, December 11, 2023

If you're approaching retirement, you're probably already familiar with some common steps to help you save money, including contributing to your retirement savings plans and avoiding early withdrawals or overly conservative investing...

Wednesday, December 6, 2023

You’re most likely reading this on your phone—and with just a few more clicks, you can access the AdviceWorks® Client Access app! View your complete financial picture and engage with us, no matter where you are...

Monday, December 4, 2023

Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to nearly everyone...

Monday, November 27, 2023

At some point in their lives, most people will need some long-term care whether that's at an assisted living community or at-home medical care. When preparing for this future, it can be hard to know where to start...

Monday, November 6, 2023

Interest rates are the price tags for borrowing money. It's the extra amount you owe on top of the original loan. Dreaming of buying a home? Learn more about how changing interest rates can affect your mortgage payments...

Monday, October 23, 2023

A health savings account (HSA) is more than a way to pay for certain medical costs. It can be a tax-free vehicle for boosting your income for a financially rewarding retirement. Learn more about saving for medical expenses, and beyond...

Monday, October 9, 2023

According to the Education Data Initiative, the average annual cost of college per student, per year in the U.S., including books, supplies and living expenses is $36,436.1 The average cost of college has risen over 2% over the last decade.

Wednesday, October 4, 2023

Open enrollment is coming up soon, and it's important to know about all your insurance plan options before deciding which one is right for you. Two options you could have are an HSA and a PPO. When choosing between the two, you need to...

Tuesday, September 26, 2023

Just as it’s important to prepare for what happens if you pass away, you should consider the Social Security benefits that may be available if you are the survivor — the spouse, child or parent — of a worker who dies...

Friday, September 22, 2023

You’re invited to an exclusive conversation with Jeremy Siegel, professor, writer, Senior Economist with WisdomTree, and renowned expert on the economy and financial markets. Siegel’s research on the superior value of...

Friday, September 22, 2023

Transitioning into retirement can be both exciting and challenging. After years of hard work, you finally have the opportunity to relax and enjoy what are often called your “golden years.” This major life change often requires careful...

Tuesday, September 12, 2023

Conversations about money can be tense and uncomfortable, especially when it’s a conversation with your long-term partner or spouse. Money problems and miscommunications about finances can cause tension and lead to larger issues within a...

Thursday, September 7, 2023

Buying a car can be an exciting experience. Deciding what type of car fits your needs the best, picking out the features you have to have – all crucial decisions to make. But have you thought about how you’re going to finance this new car?

Monday, August 21, 2023

Have you considered downsizing? Although it’s common for people to think that “bigger is better,” it can be worthwhile to consider the pros and cons of downsizing and whether a smaller home can serve you, your lifestyle and your goals...

Monday, August 7, 2023

You already know that naming beneficiaries for your retirement accounts, life insurance policies and other assets is a critical component of estate planning. We want to call out a few common gaps we see in this process so you can avoid...

Monday, July 24, 2023

Did you know an estimated 70% of wealth passed down doesn’t make it past the second generation? Up to 90% disappears by the third generation. This is why proper financial education, and an established estate plan are important. Building...

Thursday, July 13, 2023

If you just started a new job or are preparing for life changes, it’s important to check in on your employee benefits. But what do “employee benefits” include? There are three overarching types: insurance benefits, retirement benefits...

Thursday, June 29, 2023

When preparing their estate plans, most people decide to leave their estate to one or a combination of three beneficiaries: their spouse, their children and/or charity. Understanding all the options available to you will help you...

Wednesday, June 14, 2023

Life insurance provides financial security in case of the death of the insured. If you have loved ones who depend on your income for support, you should strongly consider life insurance. Be sure you’re choosing a plan that works for you...

Thursday, June 8, 2023

Choosing a life insurance plan that works for your circumstances can feel like choosing from a seemingly endless array of options. Two of the biggest life insurance categories are “term” and “permanent” life insurance. Which type works...

Friday, June 2, 2023

Fluctuations in the stock market are inevitable, as national and global circumstances are constantly changing. The only thing you can control is your reaction, and how informed you are about trends in the market...

Tuesday, May 23, 2023

Gifting stocks can be a great idea. Whether you give one share, 100 shares, or even more, gifting a stock can help loved ones build their wealth. It can also be an ideal way to donate to the charity of your choice. It’s important to...

Monday, May 15, 2023

If you own a business, you may have already considered who will take over the company once you retire. As you know, this may include tasks like identifying and training potential replacements for key roles in the organization, as well as...

Tuesday, May 9, 2023

We all know there are various tactics for building long-term wealth. Paying off your mortgage early may be an option for some. However, focusing on investing money or paying off other debts first could be more beneficial...

Wednesday, May 3, 2023

Are the stocks you’re interested in buying more than you want to pay? Fractional shares allow individuals to purchase stocks using dollar amounts rather than number of shares. Fractional shares result from the following...

Thursday, April 27, 2023

Planning your retirement income distribution requires a multi-step strategy and budget for all of your income and spending expectations in retirement. For the most accurate plan that best reflects your financial circumstances, start with...

Monday, April 17, 2023

Do you know the difference between the two types of deferred compensation plans, and what to consider when making a deferred contribution? As you’re nearing retirement, it’s important that you use all the resources at your disposal...

Monday, April 10, 2023

The first step to take when building wealth is determining your net worth. Net worth is the total of your assets minus your liabilities. In other words, the value of everything you own, minus what you owe creditors...

Monday, April 3, 2023

At one time, retirement accounts were straightforward. These days, there are many retirement account options, leading to confusion and questions. Let’s review some key differences between sponsored and non-sponsored retirement accounts...

Monday, March 27, 2023

The financial situation you were in thirty years ago is far different from the financial situation you’re in now. You likely have different concerns and priorities. Here are a few considerations for clients around their 70s and beyond...

Monday, March 20, 2023

Let’s explore some basic information about financial aid opportunities that will be important to consider with the increasing cost of higher education. Please feel free to share with anyone you know who may find the information useful...

Monday, March 13, 2023

Roth IRAs are a highly recommended retirement account for a reason. These accounts were designed to empower middle-class Americans to save for retirement with a great incentive: tax-free withdrawal...

Thursday, March 9, 2023

As scammers continue to learn and evolve their tactics, so can you. Asking these questions can help you avoid becoming a victim...

Tuesday, March 7, 2023

This March 8, I hope you’ll join us in celebrating the wonderful achievements accomplished by women all over the globe and continue to uplift the women in your own lives and community...

Tuesday, February 28, 2023

It’s that time of year again and the April 15th deadline is right around the corner. As a reminder, you can file for a tax extension by submitting Form 4868 to the IRS. Here’s what you need to know about using this extension...

Tuesday, February 21, 2023

Have you worked for a company offering stock at a discount? Or do you know anyone who does? These can be solid assets to hold in your portfolio, but they’re not without some degree of complexity. We’ll give you the short and simple version.

Tuesday, February 14, 2023

Chances are your employer provides varying benefit plan incentives designed to help you save for retirement. All employer retirement plans fit into two main categories: qualified retirement plans and non-qualified retirement plans...

Monday, February 6, 2023

Although 401(k)s are typically included in financial planning conversations, it’s important to understand the ins and outs of how a 401(k) plan works...

Monday, January 23, 2023

Inflation doesn’t mean the end of a comfortable retirement for those who’ve planned, because we’ve been planning with inflation in mind. Here’s why:

Tuesday, January 17, 2023

Nice and cozy can turn to cabin fever in a hurry. We’ve been there and recommend these activities when it’s time to break up that winter monotony...

Monday, January 9, 2023

It takes hard work, time, and dedication to pursue your ideal financial future. Setting goals can help you carefully consider what you want your financial future to look like and help you work towards that. Here are a few helpful tips...

Friday, January 6, 2023

We have all heard bad financial advice at some point in our lives. These misconceptions seem small but end up doing more harm than good. Here are a few of the most common misconceptions we’ve heard repeated by clients...

Tuesday, November 15, 2022

The midterm elections have come and gone, and although the results don’t appear as one-sided as many predicted, it seems one party will narrowly take control of the House, while the Senate may hinge on a Georgia runoff.It's...

Tuesday, November 1, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Tuesday, October 11, 2022

If you have little experience with investing in stocks, bonds, or even real estate, it can be nerve-racking. You might feel like the slightest change in the stock market could have a negative impact on your investments and portfolio....

Tuesday, October 4, 2022

As a new parent, you have so much to think about in addition to having experiences you haven’t had before. It can be very overwhelming. You may have considered the cost of having a child and the increase in your regular expenses...

Tuesday, September 27, 2022

September 11-17 is National Assisted Living Week® (NALW)!This time provides us a rare chance to recognize the role of assisted living communities in caring for our community's seniors and individuals with disabilities.And if you...

Monday, August 22, 2022

This article is a good reminder of a phrase we have all heard. Read on to discover more about diversification in your investment portfolio.

Thursday, June 16, 2022

Juneteenth is a celebration of freedom, marking the day when slavery came to an end in the United States. The observance of this holiday, formally recognized by the state of Texas in 1980, has continued to spread to the rest of the...

Wednesday, May 18, 2022

Wednesday, May 11, 2022

Thursday, May 5, 2022

Tuesday, April 26, 2022

Tuesday, March 29, 2022

Tuesday, March 22, 2022

Tuesday, March 15, 2022

Monday, March 14, 2022

Friday, March 11, 2022

Friday, April 19, 2019

Ancient Chinese merchants are said to have developed a unique way to manage their risk. They would divide their shipments among several different vessels. That way, if one ship were to sink or be attacked by pirates, the rest stood a...